I need to tell you about the first step towards collecting your back child support. There has been a lot of buzz around the webinar that I launched last week, “Find your Deadbeat & His Assets, Even When CSE Says that They Can’t or Won’t”. The good news is that moms are asking questions and exploring how to make all of this work for them. The bad news is – well, there really isn’t any bad news. It’s never bad when women start figuring out how to lift the oppressive boots off of their necks.
What I have found is needed though, is a bit more explaining about the judgment process and the difference between being owed back child support and having the courts to recognize that you are owed back child support. This is important because you can be owed all of the money in the world, but if the courts don’t recognize that you are owed this money, there is nothing that can be done to collect it. Understanding this now, you will know that the very first step on your agenda when you decide that you are going to take this nasty bull by the horns is to get your judgment for back child support.
The difference between being owed back child support and having a judgment for back child support
There is a very big difference. Let’s say that you owe your child’s doctor $1000 because your ex has not kept up with the health insurance payments and your employer doesn’t offer health benefits. Your child had a medical emergency last year, you couldn’t pay the bills and you now owe the doctor’s office $1000. The doctor’s office takes you to court and sues you. The judge agrees that you owe the money and issues a judgment against you. The doctor’s office can now begin collection proceedings against you which can range from anything between putting a lien on your bank account to garnishing your wages at your job and a whole lot more. Before the judgment was issued, the doctor’s office didn’t have that right. They needed a court of law to give them that right. That’s what a judgment does.
Similarly, if you want to begin to employ methods which will net you your back child support in ways that the Family Court through the CSE agencies will not do, you will need to get a judgment of your own. Having back child support does not equal having a judgment. Without the judgment, you are stuck in the bowels of CSE. Read my blog about Why Your Child Support Judgment Matters and about my take on Why CSE is not Your Friend.
In some states, you can receive an “automatic judgment” for back child support. It’s still not actually “automatic” as they say because you can’t begin to employ the rights of a judgment creditor until you have the paper in your hand and you still have to ask for the paper. In other states, you have to complete paperwork, attach paperwork and file the paperwork with the court or mail the paperwork in, etc. And in other states still, you have to do all of the paperwork and then have a routine court appearance and then you will get your judgment.
He can’t get out of it
There is no getting out of a child support judgment. Unless he claims and can prove a case of mistaken identity or can claim and prove that he does not owe the money (CSE didn’t credit him properly or something of the sort), you will get your judgment.
Once you have your judgment, the arrears can be entered on the deadbeats credit report, if it hasn’t been done so already, interest can be added and collected (if you asked for and were allowed interest as part of your child support order or divorce decree) and you can move very quickly when assets are discovered instead of wailing and thrashing about when you learn that he just came into some money or bought a new house, etc.
This is your first step to collecting your back child support, now get moving.
Wishing you collections,
If you like this post and want to receive weekly updates in your inbox, please subscribe here: SUBSCRIBE TO DEADBEAT HUNTER. If you want access to all that this website provides including FREE webinars, e-books, podcasts, samples of petitions, answers, letters for your self-representation needs, step-by-step information to help you with your collection case and more (lots more), If you can follow a recipe, you can follow my steps and collect your child support. JOIN NOW! JOIN!!
Join the Internet’s only online forum for self-representation and empowering women to be pro-woman and pro-child support collection for the benefit of ourselves and children. Not ready yet? Subscribe and never miss a blog post like this one, child support articles, videos and more. Subscribe and get a free copy of “10 Lies the CSE Tells You”. Be “in the know” so that you know what to do when you hear one of these lies coming from your CSE agency about your case.
Want to get a copy of the best child support collection resource book out there? It’s my book, Deadbeat vs. Deadbroke. You can call it your child support collection bible because you are going to want to take it everywhere that you go as you underline and highlight and bend the pages over to remember that spot where you learned something that could completely change the direction of your case. Subscribe to the blog (free) and get a coupon for $5.00 off, as my gift to you. And if you don’t think that it is the best guide that you have ever laid eyes on, I will give you your money back. I’m that confident. Read about it here: Deadbeat vs. Deadbroke (you can also check out reviews on Amazon) buy it here: I want my copy.
Check out my 5 steps to a personalized LIVE DIY webinar with Q&A for your group or organization and make money from it, of course! Hey, you have children to support and children need cash – I get it. Pay what you can for the 5 step program, organize a webinar and help other moms like you collect their support while you profit at the same time. Takes virtually no time at all – very easy breezy. Stay tuned.